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Ecuador

This guide has something for everyone, whether you're renting or, especially, if you're buying. For just $14.99, I aim to answer most, if not all, of your questions about being an expat in Ecuador.

Avoid Costly Mistakes: Your Path to a Successful Life in Ecuador

$14.99 is a small price to pay when your life savings are on the line. I’m not exaggerating—I’ve seen people lose everything by taking a gamble on a golf course community that turned out to be a fantasy. Scams are everywhere, and this book will help you ask the right questions. It might seem like common sense, but when you move to a new country, the excitement can cloud your judgment, leading to what I call the “expat fog.” This fog makes you more vulnerable and prone to overlooking important details. This book, backed by my experiences with expats across the country, will help you navigate these challenges.

Moving to Ecuador is a significant cultural shift, and where you decide to live plays a crucial role in your experience. We’ve categorized different communities into three tiers of adaptability to help you find the right fit. For instance, moving from a big city where everything is at your doorstep to an off-grid rural setting can be a major adjustment. Healthcare access is another important factor to consider. The culture on the coast is vastly different from that in the Andes, and this guide delves into all these nuances. If you can’t adapt, you might find yourself leaving within 2.5 years. But if you do, you’ll be on your way to enjoying an extraordinary expat life in Ecuador.

Additionally, with your purchase, you’ll receive annual updates to the book, including the latest information on the cost of living and the most sought-after expat communities.

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This is what defines Ecuador

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Frequently Asked Questions

What’s the average cost of housing in Ecuador for expats?

In the book, I break down rental costs into three distinct tiers. Tier 1 represents the most expensive places to live. Even so, I know people who secure decent accommodations in this category for as little as $300-$400 per month. Personally, I live in a Tier 2 area, where you can find comfortable rentals in the $200 range or beachfront properties starting around $500 per month.

For those wondering about the cost of living lavishly, high-end options are available too. When I rented in Quito, I paid between $1,500 and $2,000 for penthouses. These properties were extraordinary, featuring amenities like 16-person hot tubs, saunas, rooftop gardens, and panoramic views of both the city and surrounding valleys. A comparable property in Miami or New York could easily cost over $20,000 per month.

Are there affordable healthcare and insurance options for expats?

Yes, having health insurance is a requirement in Ecuador. The country wants to ensure expats don't strain the healthcare system or face issues with unpaid medical bills. I strongly recommend opting for private insurance over IESS, and I explain why in detail in the book.

What’s the general safety situation in Ecuador?

Ecuador has made headlines in recent years but this is generally not a concern for expats. Overall, Ecuador is a safe country for expats. Having lived in cities like Atlanta and Memphis in the U.S., I can confidently say I feel much safer here.

I’ve lived in Quito and now on the coast, and I’ve never had any issues or felt unsafe, even when walking around at night. That said, common sense is key—avoid areas known to be dangerous and stay aware of your surroundings. Follow basic precautions, and you’ll be fine.

Are there specific neighborhoods that are better or worse for expats?

Yes, and in the book, I highlight 20 popular expat areas across Ecuador.

Are there good schools (if you have children) or language schools to learn Spanish?

Yes, we’ve dedicated an entire chapter in the book to address this specific question.

What’s something you wish you had known before moving to Ecuador?

Yes, Spanish. When I first moved here, being fluent would have been a huge help. That said, you don’t need to be fluent to thrive in Ecuador—my Spanish is still pretty terrible. These days, with translation apps and locals offering translation services for a small fee, it’s easier than ever to get by without knowing much Spanish.